Travel With Peace Of Mind: Why You Need Travel Insurance For Your Next Trip

Written By Anika Tabassum

Are you planning a road trip with friends, or a tour overseas? Whether it's for business or pleasure, travel can be an exciting adventure. But with all the unknowns that come with traveling, it's important to be prepared for any unexpected events that may arise. According to the World Health Organization (WHO), road traffic injuries are the leading cause of death for people aged 15-29 years, and the ninth leading cause of death for all age groups globally. Moreover, The Centers for Disease Control and Prevention (CDC) reported that in 2022, there were over 917 million international travelers, and of those travelers, 60% had one or more travel-related illnesses. This is where travel insurance comes in. When you purchase travel insurance, you're not just protecting yourself from potential financial losses, you're also getting peace of mind.

Traveling can be an exhilarating experience, but it also comes with its own set of risks. You never know when unforeseen circumstances can derail your trip, leaving you stranded or facing unexpected expenses. This is where travel insurance comes in, providing peace of mind and protection when you're away from home. In this blog post, we'll explore five key benefits of purchasing travel insurance from our company, and how they can help you stay prepared for any eventuality. Whether you're planning a relaxing beach holiday or an adventurous trek through the wilderness, our travel insurance has got you covered. So, let's dive in and discover why our insurance is a must-have for your next trip.

Natural Death Benefit

While we don't like to think about it, death is a reality of life. According to the World Health Organization (WHO), cardiovascular diseases alone were the leading cause of natural deaths worldwide in 2019, accounting for 17.9 million deaths. In the unfortunate event of a natural death during your travels, a travel insurance policy can provide financial assistance to your loved ones back home. This benefit ensures that the policy holder's family receives a lump sum amount in the event of the policy holder's death during the trip.

Accidental Death Benefit

Accidental Death Facts:

• According to the World Health Organisation's latest World Health Ranking published in 2020, Bangladesh ranks 88th among 183 countries in road accident death rate. The death rate is 16.74 per 1 lakh, in a scripted answer, Obaidul Quader said.
• According to the National Safety Council (NSC), in the United States, the number of preventable deaths from accidents increased by 2% from 2018 to 2019, with a total of 169,936 deaths.
• In India, the number of deaths due to road accidents increased from 1,34,796 in 2018 to 1,51,113 in 2019, an increase of 11.6%, according to data from the Ministry of Road Transport and Highways.

Just like with natural death, accidental death can also occur during your travels. If an accident causes your death, your travel insurance policy can provide financial assistance to your family. In case of the policy holder's accidental death during the trip, this benefit ensures that their family receives a substantial sum of money.

 

Accidental Hospitalization Benefit (As per Schedule)

According to The Business Standard, road accident patients alone occupy 19% of beds in primary and secondary hospitals. They said people injured in road accidents are hospitalized for an average of six days, which costs a patient Tk 5,834 on average.

Accidents can happen anywhere, and if you find yourself hospitalized due to an accidental injury during your travels, your travel insurance policy can help cover the medical costs. This benefit ensures that the policy holder's medical expenses are covered in case of an accidental hospitalization during the trip.

 

Medical Conditions (COVID-19)

With the ongoing COVID-19 pandemic, travel can be risky. As of February, 2023, there have been over 426 million confirmed cases of COVID-19 worldwide, according to the World Health Organization (WHO). Many countries have strict entry requirements, which may include proof of vaccination and negative test results. If you fall ill during your trip, a travel insurance policy can provide coverage for medical expenses related to COVID-19. This benefit ensures that the policy holder's COVID-19 related medical expenses are covered in case you catch COVID-19 during the trip.

Telemedicine Service

According to a study by the US National Library of Medicine, the risk of blood clots in the legs, also known as deep vein thrombosis (DVT), increases during long-distance travel, with the risk being highest for flights over 8 hours. In case of a medical emergency during your travels, you may not be able to access medical care right away. A travel insurance policy may offer telemedicine services, which allow you to consult with a doctor over the phone or through video chat. This benefit ensures that the policy holder can receive medical advice and guidance remotely 24/7.

Travel insurance is an investment that can provide peace of mind and financial protection during your travels. With benefits such as natural and accidental death coverage, accidental hospitalization coverage, COVID-19 medical coverage, and telemedicine services, a travel insurance policy can ensure that you're prepared for the unexpected events that may occur during your trip. These benefits not only provide peace of mind but also ensure that you are protected during unforeseen circumstances while traveling. Don't let a mishap ruin your travel plans; instead, invest in our travel insurance policy and make the most out of your travel experience. So, pack your bags and set out on a journey with confidence knowing that insurance has got you covered every step of the way.